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Insurance  Inspections

insurance inspections
Roof Inpections

Four-Point Inspections are specific inspections that are done at the request of insurance carriers.  When you purchase a new home or renew and existing policy, a four-point inspection may be required to receive insurance on the property.  A four-point inspection is usually only required for residential properties such as single-family homes that happen to be 15 years or old


Wind Mitigation Inspections are a valuable inspection service that may save you up to 75% on your windstorm insurance. Speak with your insurance agent today for a personalized quote. Insurance discounts are available for building features that reduce damage during high wind events such as tropical storms and hurricanes. Such features include improved roof shingles, strong roof decks, hurricane clips/straps, impact resistant glazing or shutter protection for windows, roof shape and other construction techniques.

Roof Condition Certifications are specific inspections that are also done at the request of insurance companies.  Usually requested when the age of a roofing system is nearing the end of its life expectancy according to the insurance's records.  A roof inspection report will also be required if a claim for roof damage is made for insurance purposes.

Elevation Certificates are required if your home happens to be located in a FEMA flood zone. If that may be the case, you may need flood insurance, and therefore an elevation certificate to clearly state the elevation of the foundation of your home. FEMA and Congress periodically make changes to the flood zone maps and rates each year.

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